Policy on Communications and Fair Disclosure

We believe that it is in the Company's best interest to maintain an active and open dialogue with shareholders, potential investors, securities market professionals, the media and the general public regarding the Company's historical performance and, to the extent we deem advisable, future prospects. We believe that we can best create shareholder value by publicly articulating our strategies, business strengths and growth opportunities through such an active and open dialogue. At the same time, we will guard the Company's need for confidentiality about key business and operating strategies.

We are committed to fair disclosure of information about us without advantage to any particular person, consistent with the Securities and Exchange Commission's Regulation FD (Fair Disclosure). In accordance with Regulation FD, it has been and will continue to be our practice to provide material information about the Company publicly, not selectively, to enable all current and potential shareholders to make an informed decision about whether to invest in the Company's stock.

Compliance Policies

We have established the following policies to promote an active and open dialogue about us and our performance, to avoid selective disclosure of material non-public information and ensure compliance with Regulation FD, and to establish a consistent set of policies to guide all of our communications with third parties. The Company's related policies regarding confidential information and insider trading that are generally applicable to all of our employees are contained in the Employee Handbook.

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